What I learn, I will share…


Are you familiar with rushes?

Source of Picture:



Take his garment that is surety for a stranger: and take a pledge of him for a strange woman. (Proverbs 20:16)

If we barrow or apply for loan in the bank one requirement is a co-maker, what the porpose of this? once you fail to pay your loan, your co-maker is the one who pay for it, and if you are a co-maker of course you wont pay it because you are not the one who take a loan, other people doesn’t want to be a co-maker because of this, maybe they don’t want the bank to chase them if you fail to pay the loan or they didn’t trust you, this is the heart of men, greedy. but our Lord Jesus is not like that he didn’t say no when he send by God to be a surety for our salvation and save us from death.

Jesus Christ was and is the Surety our salvation Because of this oath, Jesus has become the guarantee of a better covenant. (Heb 7:22), those the Father gave Him to save he didn’t say no but he accept what the Fathers will, he said,

“For I have come down from heaven not to do my will but to do the will of him who sent me.” “And this is the will of him who sent me, that I shall lose none of all that he has given me, but raise them up at the last day”

God granted him authority…

“For you granted him authority over all people that he might give eternal life to all those you have given him. Now this is eternal life: that they may know you, the only true God, and Jesus Christ, whom you have sent.” (John 6:38-39; 17:2-3).

Though we were guilty of every sin, He took the full cost and risk of our sin and souls and paid the complete price for our pardon. we didn’t pay anything to God for our salvation, our Lord pay it. because he does not want that There is not the slightest chance that a single one will be lost and gave what we need.

“He who did not spare his own Son, but gave him up for us all how will he not also, along with him, graciously give us all things? Who will bring any charge against those whom God has chosen? It is God who justifies. Who is he that condemns? Christ Jesus, who died more than that, who was raised to life is at the right hand of God and is also interceding for us. Who shall separate us from the love of Christ? Shall trouble or hardship or persecution or famine or nakedness or danger or sword?” (Rom 8:32-35). So, no one, but ourselves, We are eluding from the call of God.

Like the other barrower who run from their obligation and let it to thier co-maker or surety, God didn’t want us to do that, He sent Jesus to pay for us, so that we have no reason to runaway from God.

Stop running away, He just waiting for you to return.

(Photo credit to the owner.)

The Philippine Government launched a PUV (Public Utility Vehicle) Modernization Program, this could be a another achievement for Duterte administration to modernize the public transportation system in the Philippines.

Despite of what happened last Oct. 16-17, 2017. The two days transport rally against this PUV Modernization by Pinagkaisang Samahan ng mga Tsuper at Operator Nationwide (PISTON) the Government are still eager to enforce it on January 1. 2018 and the president say, that if he see the jeepney that is not registered, old, he will tow it infront of them.

The PUV modernization is the government’s long-planned program to make (jeepney, buses and puv vans) public utility vehicles safer, more convenient, more comfortable, and environment-friendly.

The new vehicles will be equipped with GPS and CCTVs to monitor both passengers and driver. It has a speed limiters and safety officers will be assigned. So, be aware racer. It has also a easier access for PWDs and those with limited mobility. Also, According to the modernization program, jeepney drivers should receive standard salaries as opposed to the widely practiced boundary system plus benefits.

With these changes, the new routes rules will be issue. Under these new rules, the local government units (LGU) are required to develop a local transport plan, including, traffic management measures, and a route plan based on existing networks and passenger demand, not like at present the PUV franchises work with route proposals from operators not from passenger. What is this? It’s the issuance of Omnibus Franchising Guidelines (OFG) to ease the old practice and better improvment. Today’s practice sometime cause traffic and inconvenient to the passenger, cost more money because other driver take cutting trip so you have to ride again to be able to reach your destination.

(Photo credit to the owner.)

The questions is, what happen to the old jeepney, are they scrapt?

It’s not, according to the Department of transportation (DOTr) the old jeepney will be modernized to provide better service. The driver operator have a three-year transition period to bring the old vehicles to modernize with the government’s assistance, also to ensure that their vehicles will comply with international and local emission standards. In modernization it’s included the driver character from the Government training program.

The government will help the operators and drivers of public utility jeepney (PUJs) to purchase the new jeepney. Thus, The Department of Transportation (DOTr) Secretary Arthur Tugade, Land Transportation Franchising and Regulatory Board chairman (LTFRB) Martin Delgra III, Department of Finance Secretary Carlos Dominguez III and Land Bank of the Philippines President Alex Buenaventura signed a memorandum of understanding (MOU) last April 30. 2017. To fund the purchase of operators and drivers of modernized PUJs to replace old and dilapited units. Under the program, operators or drivers can loan e-jeepneys worth at least P1.4 million to P1.6 million with a 6-percent annual interest rate, a very generous, offers loan equity, longer pay period and low interest rates. The other drivers and operator support this Modernization program.

The dotr say this Modernization program is not anti-poor, during the signing of Memorandum of Understanding (MOU) with DBP, with the launching of DBP’s Support Alternative Driving Approaches (PASADA) Program.

The Development Bank of the Philippines (DBP) said that, the Developed DBP’s Support Alternative Driving Approaches (PASADA) Program will offer responsible and reasonable financing for transport corporation and cooperative to allow them to avail a new Passenger jeep.

Financial help for drivers and operator are on the way, the dotr continued looking for financial help to push this puv modernization.

Really, its hard for the beginning especially for the small operator and driver but it is time to modernize the country’s public transport system for the passengers, convenient and safe travel for the 21th Century, both driver/operator and passenger will benefit from this Modernization.

Soon, we will become, one, of the Countries who has the Best Public Transportation Systems.






Mobile Wallet

by Coins.ph

Coin.ph is Founded by Silicon Valley entrepreneurs Ron Hose and Runar Petursson in 2014, it is Southeast Asia’s leading mobile blockchain-enabled platform that enables anyone, including those without bank accounts, to easily access financial services directly from the phone. Using this Coins, you can have access to a mobile wallet and services such as remittances, air-time, bill payments, and online shopping at over 100 thousand merchants who accept digital currency. Operating in the Philippines and Thailand.

Create your wallet in minutes now, no minimum cash-in amounts, and no monthly fees.

Click this link- Https://coins.ph/invite/frva9h

Accept my invitation, just type your mobile number or email add, then your password, type “frva9h” on referral code then Click “Create Account” then prepare your Government valid I.D for verification. You will receive 50 pesos after verification.

Its good, you will never stand in line. Shop, buy phone load, pay bills, and send money to any major bank or remittance center in just a click from your cellphone plus reward and rebate for every transaction through coins.

Where to Cash in?

7 eleven store, Cebuana Lhuillier, M.Lhuiller, Union bank online, Union bank cash deposit, GCash.

Where to Cash out?

Cebuana Lhuillier, Security bank, GCash, Coin Cash Card.

Safe and trusted, a leading digital currency company in Southeast Asia.

Coin use SSL connections, AES-225 Encryption and 2-Factor Authentication to secure your experience.

For your Business, pay your suppliers and employees anywhere in the world. Automate your cash disbursals and never use your check again.

Accept payments in minutes and get paid, even if they aren’t Coins users.

Remit money quickly at a fraction of the typical cost. Get remittances through coins over 22 thousand retail locations.

Every exchange conducted over the blockchain is recorded on a single, globally accessible ledger – providing an accurate, unmodifiable financial audit trail.

Coins take great care with KYC and AML. Since every transaction is electronically recorded, this allows for real time, accurate analysis of transactions to prevent money laundering and other illicit activities.

Coins, the most trusted company in the Philippines and Thailand, is looking for you to join our rapidly growing team.



Crown of Glory

Crown of Glory

Proverbs 20:29 “The glory of young men is their strength: and the beauty of old men is the gray head”

Strength has a lot of meaning, literally, as a young man, they can do what the old man can’t do because of this strength, vigourgeous, energetic, some young turn their face to worldly things, that’s why the Teacher remind them to remember God “Remember your Creator in the days of your youth, before the days of trouble come and the years approach when you will say, “I find no pleasure in them” before the sun and the light and the moon and the stars grow dark, and the clouds return after the rain; when the keepers of the house tremble, and the strong men stoop, when the grinders cease because they are few, and those looking through the windows grow dim; when the doors to the street are closed and the sound of grinding fades; when men rise up at the sound of birds, but all their songs grow faint; when men are afraid of heights and of dangers in the streets; when the almond tree blossoms and the grasshopper drags himself along and desire no longer is stirred. Then man goes to his eternal home and mourners go about the streets. Remember him before the silver cord is severed, or the golden bowl is broken; before the pitcher is shattered at the spring, or the wheel broken at the well, and the dust returns to the ground it came from, and the spirit returns to God who gave it”. (Ec 12:1-7).  Men lose their ability to perform, and the driving desire to perform some physical activity, their glory faded. 

However, old men begin acquiring something in their 30’s that young men can hardly understand “wisdom”. It is a combination of mental and emotional maturity, experience, and accumulated instruction. Though declining in strength and stamina, older men grow in knowledge and understanding until the very late years of life and it will see in their gray hair “a Crown of Glory”


Trusted by million Filipinos, online business, pay bill, load your, cellphone, transfer fund, buy/convert to bitcoins and rewards every transaction you make through coin.ph. Sign up now, I’m giving you 50 PHP on Coins, the easiest way to pay and get paid. Use code ‘frva9h’ to sign up now! Details: https://coins.ph/invite/frva9h

Are you tired and run down? There are many reasons or maybe you are anemic. We rush our co worker to the hospital because she suddenly fell unconscious. After the diagnosis we learned that he has an anemia.

I known if a person has an anemia he/she is a low blood, and its hereditary because my mother and sister have it, also the daughter of my sister, one cure that my mother always told to my sister is to eat ampalaya, a green sour taste vegetable, she said it will help to increase your blood, other say, eat half cooked liver with blood, yakk! how can you eat that. But really an anemia, it bothered me a lot, my family, my friend have it. – See more at: http://broblogger.blogspot.com/2014/07/anemia-cause-and-prevention.html#sthash.eSVdaVEc.dpuf

Read more…

Anemia, Cause and Prevention..